Growing numbers of small businesses in the UK are offering their employees private healthcare insurance. As employee perks go, private healthcare insurance can be costly for businesses. But the benefits more than outweigh the downsides. Indeed, even the smallest businesses could eventually see a return on their investment on private healthcare insurance. What is Private…
Many people described the first half of 2020 as “uncertain times”. And things have been uncertain. Everyone’s had a lot of questions about pretty much everything – from what the Covid-19 virus is, to how it spreads, to what the government’s going to do about it. Criminals always look for ways to exploit uncertainty, and…
Both professional indemnity insurance and public liability insurance fall under the business insurance umbrella and are not a legal requirement in the UK. At first glance they both cover compensation, negligence and other claims however it is the type of these claims that makes them so different. Knowing what ‘types’ of claims each insurance product…
Simple On-Demand Insurance Isn’t That Interesting, Right? Let’s face it, no one wants to read about on-demand insurance. It’s like reading about wearing your seatbelt. But, like wearing your seatbelt, insurance is important and could save you from serious terrors. Of course, with insurance, the terror of not being covered will often be financial. This…
PL Is Premier League, More Importantly, PL Is Public Liability Cover. Seeing the initials PL might start to get any football fan excited. It’s a reference to one of your favourite sports, and it’s always exciting when the new season comes around. But PL doesn’t always stand for Premier League – in business it often…
On-Demand Insurance Is Vital For Those Operating In The Gig Economy. In March 2018, a report revealed that there are now over five million people operating in the gig economy across the UK, with the growth rate in London nearly doubling other regions. Many people operating in this industry are freelancers, often on individual contracts….
You May Be Operating Just Fine Without It But Business Interruption Insurance Might Just Rescue Your Business. Business interruption insurance is a type of cover that many small businesses and freelancers overlook. In truth though, protecting yourself against loss of income and increased working costs caused by unpreventable issues is one of the smartest moves…
Cyber Breach Insurance Is Your Reputation’s Lifeline Your reputation may be safe at present, but the threat of a cyber breach is unfortunately very real, and very constant. The digital arena is witnessing a shift towards more internet-based interactions between businesses and clients. This means protecting your company and these interactions from cyber attacks is…
Employers liability insurance So you think you don’t need employers liability insurance? Imagine that an employee that you hired is injured while working for you or operating on your premises. What happens next? You will likely face a lawsuit and a personal injury claim against your business which could cost you a fortune. You might…
Public Liability Insurance If you’re a small business owner, you might work from a number of places. Perhaps you work from home, from a coworking space or maybe a small office. One of the essential questions that you need to ask yourself is; ‘Do I have insurance to cover clients and visitors who come to…