Business rates can be tricky for anyone to manage. But if you’re self-employed or you work from home, business rates can be particularly challenging. This is your essential guide to business rates. We’ll explain what they are, how to calculate…
Like all professionals, counsellors and therapists need insurance to protect them from the various risks of the job. Let’s take a look at some of the most essential insurance products for counsellors and therapists. What Insurance do Counsellors and Therapists…
It is possible to run a business from home. However, certain sorts of work are unsuited for the home environment. And as your business grows, you’ll eventually have to invest in business premises to accommodate your expanding operations. But if…
Whether you’re running an independent craft business from your spare room, or you’re managing a small business and looking to grow, sooner or later you’ll probably have to register your business. The question is, when? It all depends on what…
If you work for yourself, whether as a freelancer or a contractor, then you’re going to have to register as self-employed with HMRC. You may also have to register as a sole-trader. The process of registering as self-employed is pretty…
Hackers and other criminals are using increasingly sophisticated techniques to scam and exploit people. And nothing is off-limits for them. So you should consider any aspect of your business that relies on digital technologies as a potential weak-spot, as an…
Cashflow is the lifeblood of your business. But you might sometimes struggle to make a cash flow forecast – particularly if you’re a small business, or if you’re new to the business world. This is your essential guide to cashflow…
Like all contractors, IT contractors should get adequate professional indemnity insurance to cover them for certain professional risks. This is a guide to professional indemnity insurance for IT contractors. Whether you’re new to the world of IT consultancy, or you’ve…
You might think that, as a sensible, law-abiding citizen, you’re unlikely to ever have any legal expenses. And you might be right. However, you don’t need to necessarily break the law to need legal representation. What is Legal Expenses Insurance?…
A HMRC investigation is a daunting prospect for any business. These investigations can be immensely time-consuming and extremely costly. So for self-employed and small businesses, the idea of a HMRC investigation can be genuinely terrifying. You can avoid HMRC investigations…