woman working from home on a laptop in the kitchen
|

Do I Need Insurance When Working From Home?

More people than ever are working from home. Some are working remotely as remote employees of larger businesses. Others choose to set up and run their own businesses from home. If you’re working from home, either as an employee or a self-employed business owner, then certain insurance products can provide total peace of mind that…

What Expenses Can I Claim as a Company Director?
|

What Expenses Can I Claim as a Company Director?

Company directors are entitled to claim certain expenses. This is the case whether you’re the sole director of a limited company, or the managing director of a small business. In this post we’ll outline some of the expenses you can claim as a company director, along with any limits. Please note that you should pay…

Is Medical Insurance Tax Deductible?
|

Is Medical Insurance Tax Deductible?

If you’re a business owner considering health insurance for your employees, this is your essential guide to how the medical cover you provide will affect your tax situation. In this post we’ll also explore how medical insurance affects tax for self-employed people, and other unincorporated business owners. How Does Medical Insurance Affect Tax? At the…

Manufacture industry Staff Having Accident in Factory Industrial Accident
| | |

What is Employment Practices & Liability Insurance?

All UK workers have certain legally-enforced employment rights. If an employee feels that their legal rights have been violated, then they may make a claim against their employers. Employment practices & liability insurance covers businesses against such claims. What Does Employment Practices & Liability Insurance Cover? The UK government has many laws in place to…

Professional Indemnity Insurance For Tradesmen
|

Professional Indemnity Insurance For Tradesmen

Whatever your trade – whether you’re a builder, an interior designer, a painter decorator, or a plasterer – you should consider getting professional indemnity insurance cover. What Is Professional Indemnity Insurance? All tradesmen have to deal with unsatisfied customers from time to time. But some unsatisfied customers choose to take legal action – especially if…

Self-Employed: How to Get Insurance for Sickness, Illness or Injury
| | |

Self-Employed: How to Get Insurance for Sickness, Illness or Injury

If you work for an employer, you’ll receive statutory sick pay if illness or injury ever puts you out of work. Depending on your employer, you may even receive additional benefits on top of your statutory pay. But self-employed workers don’t always have this safety net. So how can you insure yourself against long-term illness…

Good News for Small Businesses Impacted by COVID-19
| |

Good News for Small Businesses Impacted by COVID-19

On 15 January 2021, the Supreme Court made an unprecedented decision. It ruled that small businesses affected by the Coronavirus pandemic should have their claims paid under Business Interruption insurance. The judgment was based on a test case brought before the Supreme Court by the Financial Conduct Authority (FCA), who regulate the insurance industry. The…

image of office contents
| |

Do You Need Specialist Cover to Insure Office Computer Equipment?

Most modern offices are entirely dependent on their computer equipment. If anything ever goes wrong with this equipment, work can quickly grind to a halt. So you do need insurance to cover your office computer equipment. But what sort of insurance do you need? In short, you need two types of cover – insurance for…

What Are the Advantages of Private Healthcare Insurance for Small Businesses?

What Are the Advantages of Private Healthcare Insurance for Small Businesses?

Growing numbers of small businesses in the UK are offering their employees private healthcare insurance. As employee perks go, private healthcare insurance can be costly for businesses. But the benefits more than outweigh the downsides. Indeed, even the smallest businesses could eventually see a return on their investment on private healthcare insurance. What is Private…