Office Buildings Insurance
Office Buildings Insurance protects your office property, contents, and equipment.

What is Office Buildings Insurance?
Office Buildings Insurance protects your business premises against damage caused by fire, floods, storms, theft, or other unexpected events.
Whether you own the building, lease it, or operate as a tenant, this insurance helps cover repair or rebuilding costs, ensuring your business can recover quickly and continue operating without major disruption.
By safeguarding one of your most valuable assets – your workplace – office buildings insurance provides peace of mind and allows you to focus on running your business.
What Does It Cover?
- Trace and Access – Locating and repairing damage to pipes, drains, cables, or underground systems (excluding normal wear and tear).
- Loss Prevention Costs – Reasonable expenses to prevent further damage after an incident.
- Building Damage from Theft – Repair costs for damage caused by theft or attempted break-ins.
- Fire, Flood, or Storm Damage – Repairs or rebuilding following natural disasters or severe weather.
Do I Need Office Buildings Insurance?
Office Buildings Insurance isn’t legally required in the UK, but it’s strongly recommended for any business with office premises. Repairing damage after a fire, flood, or burglary can be expensive and may disrupt your operations – or even force closure.
Even if you’re a tenant, it’s worth considering to protect your assets and minimise downtime. With comprehensive cover, you can recover faster and focus on keeping your business running smoothly.
Need more help?
Our online quote is fast and simple but, if you need help or a wider range of policy options, our team of experts.
Call us today: 020 7846 0108
9am to 5pm Monday to Friday.
Why choose Tapoly?
Accessible Coverage
Get the protection you need, whenever you need it, with our easy-to-use online platform.
Affordable Pricing
Designed to fit your budget, ensuring you’re protected without breaking the bank.
Flexible and tailored
Choose coverage that grows with your business, from professional indemnity to public liability and beyond.
Learn more about insurance for Offices
-
What Type of Insurance is Included in an Office Insurance Policy?
In many ways, an office insurance policy does exactly what it says on the tin: It covers your office and its contents for many situations that could compromise your staff, your business, your customers and your clients. But many different…
-
Unlocking the Value: Understanding Company Assets
As a business owner, you’ve undoubtedly heard the term “company assets” thrown around in discussions about your business operations, responsibilities, and financial health. But what exactly does it mean? In this post, we’ll delve into the concept of company assets,…
-
Good News for Small Businesses Impacted by COVID-19
On 15 January 2021, the Supreme Court made an unprecedented decision. It ruled that small businesses affected by the Coronavirus pandemic should have their claims paid under Business Interruption insurance. The judgment was based on a test case brought before…