A Brief Overview Of Public Liability Insurance. What is public liability insurance? Simply put, it is a type of insurance available to businesses. It protects you when clients visit you at your premises and when you’re working at someone else’s. It’s designed to cover any costs that might result from a member of the public…
More people than ever are working from home. Some are working remotely as remote employees of larger businesses. Others choose to set up and run their own businesses from home. If you’re working from home, either as an employee or a self-employed business owner, then certain insurance products can provide total peace of mind that…
The Financial Conduct Authority (FCA) is one of a few bodies that regulates financial service firms and financial markets in the UK. If you want to provide any sort of regulated financial services in the UK, then you need to get approval from the FCA. But FCA authorisation does not last indefinitely. So in this…
All UK workers have certain legally-enforced employment rights. If an employee feels that their legal rights have been violated, then they may make a claim against their employers. Employment practices & liability insurance covers businesses against such claims. What Does Employment Practices & Liability Insurance Cover? The UK government has many laws in place to…
Both professional indemnity insurance and public liability insurance fall under the business insurance umbrella and are not a legal requirement in the UK. At first glance they both cover compensation, negligence and other claims however it is the type of these claims that makes them so different. Knowing what ‘types’ of claims each insurance product…
Simple On-Demand Insurance Isn’t That Interesting, Right? Let’s face it, no one wants to read about on-demand insurance. It’s like reading about wearing your seatbelt. But, like wearing your seatbelt, insurance is important and could save you from serious terrors. Of course, with insurance, the terror of not being covered will often be financial. This…
On-Demand Insurance Is Vital For Those Operating In The Gig Economy. In March 2018, a report revealed that there are now over five million people operating in the gig economy across the UK, with the growth rate in London nearly doubling other regions. Many people operating in this industry are freelancers, often on individual contracts….
Cyber Breach Insurance Is Your Reputation’s Lifeline Your reputation may be safe at present, but the threat of a cyber breach is unfortunately very real, and very constant. The digital arena is witnessing a shift towards more internet-based interactions between businesses and clients. This means protecting your company and these interactions from cyber attacks is…
According to CNBC, the winner of the World Cup – France, this time – takes home at least $38 million in prize money. This number arrives after the FIFA organization raised the total funding contributions in 2017: $400 million of which will be used as prize money for participating teams. Indeed, this is a tremendous…