Invoice Fraud – Don’t Pay!
Invoice fraud or scams are when someone poses as your supplier or customer and sends you an invoice or bill requesting a payment. This type of cyber crime is also known as mandate fraud. A Common Scenario You get an…
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Do Yoga and Wellbeing professionals need insurance?
Yoga and Pilates Instructors are wellbeing professionals. You want to maintain the highest professional standards so that your students keep coming back. Your customers can have different levels of fitness and ability when they start and may develop at different…
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How to Become a Life Coach
What Is a Life Coach? A life coach basically supports people to be the best they can. Through lots of advice and plenty of encouragement, life coaches help their clients make key decisions about their personal or professional lives. Can…
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Average Cost of a Data Breach for Business
According to Statista, in 2023 the average cost of a data breach for UK businesses was £1,100. These were largely the result of fraudulent emails or other messages, known as phishing attacks, which are responsible for some 80% of all…
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Tax Returns & Self-Assessment Deadlines 2024
You have until midnight on 31 January 2024 to submit your self-assessment tax return online. This would be your return for the tax year starting on 6 April 2022 and ending on 5 April 2023. In this post we’ll discuss…
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What Insurance Do Management Consultants Need?
If you offer management consultancy services, you’ll face numerous professional risks in your line of work. This could result in your clients making a claim against you. The right insurance can cover you for most claims, ensuring that you or…
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Why Do I Need Professional Indemnity Insurance?
Professional indemnity insurance can be a vital line of defence for all business owners. Whether you’re an independent contractor, a freelancer, a sole-trader, or the managing director of a small business, you should consider getting professional indemnity insurance cover. It…
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Dividend vs. Salary – A Guide for Company Directors
If you’re a company director, you have a number of options for drawing income from your company as a directors salary. Mainly, it’s a choice between whether you pay yourself a salary, or you take dividends as your income –…
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Do Graphic Designers Need Professional Indemnity Insurance?
If you’re a freelance self-employed graphic designer, then the right insurance can cover you for all the risks you might face in your work. Professional indemnity insurance is particularly important for graphic designers. In this post we’ll explain what professional…
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What Is Public Liability Insurance?
A Brief Overview Of Public Liability Insurance. What is public liability insurance? Simply put, it is a type of insurance available to businesses. It protects you when clients visit you at your premises and when you’re working at someone else’s….
