An unpaid or delayed invoice is something all freelancers and contractors have to deal with at some point. Some clients are just forgetful, or disorganised. But you’ll also encounter clients who, for one reason or another, simply refuse to pay an invoice. So when faced with a non-payment of an invoice, what are your options?…
Being your own boss today is easier that it’s ever been before. More of us are becoming immersed in the world of freelancing, whether that’s in search of freedom, flexibility, work-life balance or simply to tap into additional income. Side gigs, market places or sharing platforms are making this possible. What Business Tools Does a…
It’s common for people to confuse psychologists with psychiatrists, and vice versa. Both roles involve studying how certain factors can influence or affect an individual’s mental functioning. But there are key differences between the roles, which means that each role involves a different set of qualifications. In this post we’ll discuss the main differences between…
On the surface, professional indemnity insurance and medical malpractice insurance might seem similar. They both offer a similar sort of protection – cover for any legal fees and compensation that might arise from mistakes you make on the job. Many professionals can get by with a standard indemnity insurance policy. But in some sectors, professional…
If you run a business, then you need insurance. You’re legally required to get certain types of business insurance. But even beyond your legal obligations, you should view business insurance as an essential safety net. Insurance guarantees that you’ll be able to bounce back from any crisis, no matter how severe or unexpected. If you…
As a dental nurse, you need medical malpractice insurance. Your GDC registration depends on it. But you may also have heard of treatment risk insurance, or treatment liability insurance. And as dental nurses offer certain treatments, you might be wondering – do I need treatment risk insurance? In this post we’ll explore the differences between…
According to a 2019 report by the Federation of Small Businesses, small businesses fall victim to around 10,000 cyber-attacks every day. Cybercrime is estimated to cost small businesses a staggering £4.5 billion each year, with the average cost of a single attack at £1,300. The latest 2020 Cyber Breach Survey from the government, reported that…
A director’s loan account (DLA) allows directors, or their family members, to take money out of their company. To qualify as a “director’s loan”, this money must not be a salary, a dividend, or an expense repayment. Also, it must not be money you’ve previously paid into or loaned to the company. How Does A…
All businesses need cyber security policies. But if you’re running a small business, it’s particularly important that you take steps to protect yourself against the risks of cybercrime. Why? Because studies show that cyber-criminals are more likely to target small businesses over larger businesses. Indeed, one study found that up to 96% of all cyber…
Like all professionals, counsellors and therapists need insurance to protect them from the various risks of the job. Let’s take a look at some of the most essential insurance products for counsellors and therapists. What Insurance do Counsellors and Therapists need? The types of insurance counsellors and therapists need can be far reaching, depending on…