business worker planning a new company
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How to Start an Insurance Company – What You Need

If you currently work in insurance and you want to start your own insurance company, in this post we’ll list the various things you’ll need in place before you can start legally trading. What Sort of Insurance Company Do You Want to Start? As we’ll see below, the UK insurance industry is highly competitive, and…

Is Medical Insurance Tax Deductible?
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Is Medical Insurance Tax Deductible?

If you’re a business owner considering health insurance for your employees, this is your essential guide to how the medical cover you provide will affect your tax situation. In this post we’ll also explore how medical insurance affects tax for self-employed people, and other unincorporated business owners. How Does Medical Insurance Affect Tax? At the…

Manufacture industry Staff Having Accident in Factory Industrial Accident
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What is Employment Practices & Liability Insurance?

All UK workers have certain legally-enforced employment rights. If an employee feels that their legal rights have been violated, then they may make a claim against their employers. Employment practices & liability insurance covers businesses against such claims. What Does Employment Practices & Liability Insurance Cover? The UK government has many laws in place to…

Professional Indemnity Insurance For Tradesmen
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Professional Indemnity Insurance For Tradesmen

Whatever your trade – whether you’re a builder, an interior designer, a painter decorator, or a plasterer – you should consider getting professional indemnity insurance cover. What Is Professional Indemnity Insurance? All tradesmen have to deal with unsatisfied customers from time to time. But some unsatisfied customers choose to take legal action – especially if…

Self-Employed: How to Get Insurance for Sickness, Illness or Injury
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Self-Employed: How to Get Insurance for Sickness, Illness or Injury

If you work for an employer, you’ll receive statutory sick pay if illness or injury ever puts you out of work. Depending on your employer, you may even receive additional benefits on top of your statutory pay. But self-employed workers don’t always have this safety net. So how can you insure yourself against long-term illness…

Has Your Business Been Impacted by Covid? What Sort of Support is Available Now?

It’s hard to know where you stand when it comes to Covid. Government restrictions can change at a moment’s notice, and it’s almost inevitable that businesses will suffer when a lot of people are wary of leaving the house. But support is available, if you know where to look. And there are plenty of resources…

Good News for Small Businesses Impacted by COVID-19
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Good News for Small Businesses Impacted by COVID-19

On 15 January 2021, the Supreme Court made an unprecedented decision. It ruled that small businesses affected by the Coronavirus pandemic should have their claims paid under Business Interruption insurance. The judgment was based on a test case brought before the Supreme Court by the Financial Conduct Authority (FCA), who regulate the insurance industry. The…

image of office contents
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Do You Need Specialist Cover to Insure Office Computer Equipment?

Most modern offices are entirely dependent on their computer equipment. If anything ever goes wrong with this equipment, work can quickly grind to a halt. So you do need insurance to cover your office computer equipment. But what sort of insurance do you need? In short, you need two types of cover – insurance for…