man lying in a hospital bed being nursed
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Sick Pay & Sick Benefits for Self-Employed

One of the major benefits of being self-employed is the independence it brings. You are your own boss, and you have total freedom over how, when, and where you work. But with all this freedom comes a lot of responsibility. You need to keep your own records, manage your own finances, submit your own tax…

Masked hacker under hood using computer to commit data breach
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Average Cost of a Data Breach for Business

According to Statista, in 2023 the average cost of a data breach for UK businesses was £1,100. These were largely the result of fraudulent emails or other messages, known as phishing attacks, which are responsible for some 80% of all UK security breaches. A data breach carries much more than an immediate financial cost, though….

What Insurance Do Management Consultants Need?
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What Insurance Do Management Consultants Need?

If you offer management consultancy services, you’ll face numerous professional risks in your line of work. This could result in your clients making a claim against you. The right insurance can cover you for most claims, ensuring that you or your business will be able to bounce back from nearly anything. In this post we’ll…

man working out hourly rates for work
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Why Do I Need Professional Indemnity Insurance?

Professional indemnity insurance can be a vital line of defence for all business owners. Whether you’re an independent contractor, a freelancer, a sole-trader, or the managing director of a small business, you should consider getting professional indemnity insurance cover. It affords essential protection no matter what industry you work in. Specialist Industry Guides to Professional…

woman working from home on a laptop in the kitchen
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Do I Need Insurance When Working From Home?

More people than ever are working from home. Some are working remotely as remote employees of larger businesses. Others choose to set up and run their own businesses from home. If you’re working from home, either as an employee or a self-employed business owner, then certain insurance products can provide total peace of mind that…

How To Become an Aromatherapist and Find Clients
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How To Become an Aromatherapist and Find Clients

Want to become an aromatherapist? This short guide will tell you almost everything you need to do to get started, from the qualifications you’ll need to the legal processes you’ll have to go through to set yourself up. We’ll also share some tips on how to find your first aromatherapy clients. Throughout this post we’ll…

What Expenses Can I Claim as a Company Director?
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What Expenses Can I Claim as a Company Director?

Company directors are entitled to claim certain expenses. This is the case whether you’re the sole director of a limited company, or the managing director of a small business. In this post we’ll outline some of the expenses you can claim as a company director, along with any limits. Please note that you should pay…