image of an It consultant replace harddrive in datacenter
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IT Contractors – How Much Professional Indemnity Insurance Do I Need?

Like all contractors, IT contractors should get adequate professional indemnity insurance to cover them for certain professional risks. This is a guide to professional indemnity insurance for IT contractors. Whether you’re new to the world of IT consultancy, or you’ve just started working with bigger clients and you’ve realised you need insurance, this guide will…

When Does HMRC Investigate Self-Employed and Small Businesses?
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When Does HMRC Investigate Self-Employed and Small Businesses?

A HMRC investigation is a daunting prospect for any business. These investigations can be immensely time-consuming and extremely costly. So for self-employed and small businesses, the idea of a HMRC investigation can be genuinely terrifying. You can avoid HMRC investigations if you learn about the sort of circumstances that commonly trigger investigations. There are also…

What is an Insurance Intermediary and What Are the Different Types?
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What is an Insurance Intermediary and What Are the Different Types?

An insurance intermediary acts as a bridge between insurers and their clients. Some intermediaries work with insurers, whereas others work with their clients. In most cases, though, they work to match the right insurer with the right consumer. They ensure that consumers get all the cover they need at a price they can afford, and…

image of a space showing office insurance policy scope
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What Type of Insurance is Included in an Office Insurance Policy?

In many ways, an office insurance policy does exactly what it says on the tin: It covers your office and its contents for many situations that could compromise your staff, your business, your customers and your clients. But many different things could go wrong in an office environment. So really, there’s no such thing as…

video cameraman with kit
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Unlocking the Value: Understanding Company Assets

As a business owner, you’ve undoubtedly heard the term “company assets” thrown around in discussions about your business operations, responsibilities, and financial health. But what exactly does it mean? In this post, we’ll delve into the concept of company assets, explore the various types, and discuss why it’s crucial for businesses to be fully aware…

Masked hacker under hood using computer to commit data breach
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Average Cost of a Data Breach for Business

According to Statista, in 2023 the average cost of a data breach for UK businesses was £1,100. These were largely the result of fraudulent emails or other messages, known as phishing attacks, which are responsible for some 80% of all UK security breaches. A data breach carries much more than an immediate financial cost, though….

What Insurance Do Management Consultants Need?
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What Insurance Do Management Consultants Need?

If you offer management consultancy services, you’ll face numerous professional risks in your line of work. This could result in your clients making a claim against you. The right insurance can cover you for most claims, ensuring that you or your business will be able to bounce back from nearly anything. In this post we’ll…